Instant Approval Home Equity Loans In The Us

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Quick Cash Loans The Real Cost
By Carrie Reeder

So many numbers are thrown around when talking about cash advances, also called payday loans, that it can be hard to know what the real cost is. What you actually pay for your payday loan is usually a financing fee rather than an interest rate. APR is used to compare the yearly cost of such a loan, even though payday loans are usually repaid in less than 17 days.

Financing Fees

Most cash advance companies charge finance fees rather than interest in order to get around some state laws. Finance fees are usually charged on a pay period schedule of two weeks, although some companies have a shorter or longer repayment periods.

For a cash advance of $100, you can expect to pay around...
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