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Low Interest Payday Loan How To Figure Out The Apr Of A Payday Loan
By Carrie Reeder

The annual percentage rate (APR) of a payday loan is a helpful tool to compare rates of lenders. According to the Truth in Lending Act," passed by Congress, payday companies are to provide you with the APR. Some companies list this information on their site, while others only provide the fee amount and give you the APR after you have submitted an application.

You can figure out the APR based on the fee amount by using the following formula. This way you will have an accurate way to compare costs, enabling you to find the best deal.

The Formula

Begin by multiplying the payday loan fee by the number of pay periods in a year. So if a payday loa...
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