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Quick Personal Loans Should You Get A Payday Loan
By Carrie Reeder

A payday loan is a quick personal loan without the credit checks of traditional forms of credit. It offers you a quick fix for financial emergencies, but it shouldn't be used for long term credit. Other forms of financing offer better deals.

Should You Get A Payday Loan?

The answer is yes if it will help your situation. Late fees on bills and credit cards can often add up to more than the fees of a cash advance. NSF and merchant fees snowball to outstanding balances. So in cases when the finance fee is less than expected late fee costs, consider taking a payday loan.

There are also cases when the costs are larger than late fees. For example, car repairs can r...
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In the News
Pay Day Loans Firm Wonga Sets Its Sights On Small Businesses
Controversial pay day loans company Wonga is targeting Britain's small business with the launch of a new service to give companies "an instant cash flow... Read More ...

Amigo Loans and the dangers of being a guarantor
A new loan company is offering loans without credit checks or fees. The catch? You need to persuade someone who owns their own home to guarantee it. Read More ...

Broke 20-Somethings Are Living Off Payday Loans, Check Cashing And Prepaid Debit Cards
Payday loans, check cashing and prepaid debit cards have found a new customer in the cash-strapped twentysomething. Read More ...

 

 

 
 
 

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