10000 Instant Approval Bad Credit Loans
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Hi! Here's a treasure trove of educational writings and important
resources to explore when considering an instant cash loan.
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The Payday Cash Loan Interest Rates Versus Flat Fees
By Carrie Reeder
More and more cash advance lenders are charging flat fees instead of interest rates. This has been in response to increased state regulation. By charging a flat fee, lenders can avoid some of the caps put in place by some states.
Comparing Interest Rates
Interest rates for payday loans are typically higher than other forms of credit since they are small amounts and have a higher risk level. Most online lenders will still use interest rates to determine your loan charge. You may also have to pay a service fee, although most cash advance companies will waive this for first time borrowers.
The other interest rate to look at is the APR (annual percentage rate)...
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